is it true that after seven years debts are removed from your credit report?

is it true that after seven years debts are removed from your credit report?

3 Answers

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Yes it true. Negative items such as foreclosure, Chapter 13 bankruptcy, past due debts, collection accounts, etc. remain on your credit report for 7 years. Chapter 7 bankruptcy will remain on your credit report for 10 years.


Negative accounts 7 years from the date of first deliquency,.  Positive accounts remains for 10 years. Bankruptcies 10 years.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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