Why is my credit score low?

My credit score is 740. I have 3 major credit cards and 7 store cards. Credit limits are around $20,000. I don't have any mortgage debt. Neither do I have an auto loan or student loans. Why is my credit score only 740?

1 Answers

Check out whether or not there have any hard inquiries on your credit report. If there is any outstanding debts on your credit report, then try to pay it off asap. Keep adding positive information on your credit report. By following the above mentioned tips, you will be able to improve your credit score.

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