Should we request for a credit line increase

What is the best time to ask for a credit limit?

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5 Answers

The top-notch time for request the credit rating score
is in the meantime, you get any rise for your job


Thank you all for sharing your valuable inputs.

Gill Garcia Credit Repair Consultant @ 007CreditAgent 007 Credit Agent has offered credit repair and restoration services since 1989. Find out more about our credit repair programs and how we can help remove negative information - https://007creditagent.com/

The good time to request an increase in the credit limit is after you get a raise. The lenders are going to consider your income when they will set your credit limits.


i would just like to add one point. When you request for an increase in the credit limit, you will trigger a hard inquiry on your credit report. This can hurt your credit score.


When you get a raise in your job, you can ask for a credit limit increase. The creditors may increase your limit since income is a criterion they look out for.
You can also take out a credit card to increase your overall credit limit. If you don't use it much, it can help to lower your credit utilizaton ratio, which is good for your score.


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