Should I build credit or become an authorized user?
My credit score is very bad. I’m trying to get a credit card for the last few months. I have not yet been successful. My sister has a credit card in good standing. She wants to make me the authorized user of her credit card. I have not accepted her offer yet. I’m scared. I don’t want her to suffer because of me. I don’t her to lose credit score. What should I do? Should I accept her offer? Should I try to build credit through my own efforts?