Late payment history

I was ill a few years ago and , i was late on payments on about 7 companies and i had to file Chapter 12 . Its been over a year now and ive been repairing my credit but i dont know how or what i can do about my late payment history, they still show up. Please help

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The late payments remain for 7 years......you may have to wait it out.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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