I have been in a DMP for about 5 years
I have been in a DMP for about 5 years and my credit score as of recently was in the mid/high 600s. I finally paid off the last my last credit card debt and was about to celebrate when I was told that all my accounts would be closed. Won't having no available credit now lower my credit score even though I paid everything off? How do I re-establish credit if my score is too low to apply for new cards? I do not having any major purchases planned for the next 2-3 years at least because of the current situation.