How to settle debt without affecting my credit score

How to settle debt without affecting my credit score?

1 Answers

you can't.if a entry is marked past due,or late settling won't help your credit score.now if you are current then to settle you will have to be late.that does effect your credit score.so there you have it.if you are late then settling won't improve,or impact your score in the negative.if you are current then no creditor will settle,or consider settling until you are late which does negatively impact your score.

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