Can collection agencies garnish social security?

Can collection agencies garnish social security benefits? I am receiving them since last 2 years due to disability. I had a credit card debt back in 2009. I have not made any payments on it in the last 2 years. Now a CA is calling me regarding that debt. They threatened to garnish my social security benefits if I am not able to pay any money to them. What to do.

2 Answers

Whoever the debtor is you may want to let them know that the person receives only SS. I\'m sure you have documentation to prove this, as well.

A collection agency cannot garnish your social security benefits. All social security benefits are exempt from any type of garnishment.

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