Do we have an option to choose what to file under chap 7?

When filing for ch 7, do you have to include all of your accounts or do we have option to choose what to file under ch 7?

2 Answers

The simple answer is no.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

Yes, you will have to include all your debts. You may not be able to file again if the court finds that you have left out certain debts intentionally


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