Will my bad cc debt stop me from getting a new checking account?

I want to move my account to a local credit union and they check Chexsystems. Will my bad credit card debt stop me from getting a new checking account with them?

2 Answers

No, your bad credit will not stop you from getting a new checking account....period. Anonymous has no clue on what chexsystems is or does.

About ChexSystems
Chex Systems, Inc. (ChexSystems) is a nationwide specialty consumer reporting agency under the federal Fair Credit Reporting Act (FCRA). ChexSystems' clients regularly contribute information on closed checking and savings accounts.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

you should be fine if the credit union ONLY uses Chexsystems


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