By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
well unregistered only sub prime/high risk cards do that like first premier,and continental finance.btw soiaplady has forgotten more about these things than you will ever know.that's not saying much about you though.
Huh????? who is this soaplady????
Pros : you won't have to worry about late fees etc
Cons : there may be NSF/Overdraft fees if you don't have funds on the payment due date
Huh???? i have never heard of such a practice.
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
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