Checking account decline

Hi,my BofA account was closed due to a direct deposit a friend sent me,ive been having difficulties opening a new account since then,what second chance account can i apply for,i have my paycheck with me and can't get them cashed.

2 Answers

Try a credit union....or go into a BofA branch and talk to them.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

You can reactivate a closed account if an electronic deposit is made like an automatic bill payment. The bank can reopen the account to accept the item. However, you may have to pay associated fees. Have you got any check for the remaining balance in your BOF account? You should get one.
Contact your bank for further details. You can meet in person or discuss over phone.


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