are internet payday loans illegal in NC?

I currently have two internet payday loans one from 500 fast cash for 250 but I owe 395 and the other from one click cash 200 but I owe 350 are they legal internet payday loans? Should I close my banking accounts they have caused my account to have multiple overdraft fees.

4 Answers

Lending of pdl is prohibited in the state of NC. So all of the payday lenders in this state are illegal. Illegal lenders won’t be able to take any legal action against you. If you have paid them more than the principal amount, then ask them for the refund.

 


Check out the following url:

http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html

You will get good info from this page.


I'm in NC and just closed my bank account as well!  I'm exhausted with the fees and want my paycheck back.  I suggest you do the same!


http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

All PDL's are illegal in NC.  You only owe the principal.   Close your bank account.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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