What can I do if illegal pdl lenders don’t give a refund?

This community is wonderful. I have received so much information from here. I have sent letters to some illegal payday loan lenders for a refund. They haven’t given a reply yet. What can I do in this situation?

5 Answers

Just as they don't have a legal leg to stand on as far as collecting money from you - it goes both ways.  Keep trying.  There's always hope for a refund but, with offshore lenders, they're few and far between.

How to Deal with Unlicensed/Illegal Payday Lenders - Step by Step Instructions

I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.

Does this mean that I won't get back the refund? There should be some way. Don't you agree with me?


Yes I agree with Soap Lady. According to me, it seems pretty impossible to get back the money as the illegal lenders usually don't refunf money.


With illegal lenders, in most cases you probably wont get a refund especially if they are off shore. Nobody can force them to give you the money back.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

The only thing you can do now is file a complaint with the AG, the BBB and the FTC


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