Western Sky and Cash Call

I currently have a loan with Western Sky/Cash Call and they have deducted 3 payments so far. From what I'm reading and if I understand correctly, they are illegal so I only have to pay back the principal amount, not fees or interest. They are currently deducting payments from my bank account, how do you suggest I proceed? Allow them to continue deducting until the prinicipal amount is paid? Cash Call is also reporting on my credit report. If I stop payment after the prinicipal amount is paid, they will report it negatively...Please advise.

5 Answers

CASH CALL WESTERN SKY is the company.

 

I get a KICK of laughter out of everyone thinking cash call and western sky are two different organizations.

If you'd learn to read, learn to do math, and know how to educate yourself financially you wouldn't be in such a dismal place.


You signed up for the loan.

 

Accepted the loan.

 

Now won't pay back the terms you agreed and signed upon....

 

You knew the interest and terms when you got into this.


My previous poster is right. Do whatever he/she has said. Moreover illegal lenders can’t report to the credit bureaus. If they do it, then it’s a wrong activity. Contact with the credit bureaus and inform them about this matter.


Close your bank account asap. This way they won't be able to deduct any money. Simply pay off the principal amount. Send the payments via money order. 


Use the link in my signature line.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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