Can someone please help me resolve overwhelming payday loan debts?

I am a VT resident. I have 7 payday loans that have totaled near $3000. I have closed out the bank account that they were taking the money out of and I refuse to pay them another dime until someone like a judge or lawyer tells me otherwise. I have been informed by Legal Aid, lawyers and The Banking Commission not to pay another dime since payday loans are illegal in VT. Now that I have talked to two of the seven lenders and told them that I have been informed not pay them another dime and they turn around and ask me that you did get the money and I said of course but this is before I found out that they are illegal in my state. Am I wrong for standing my ground and not paying them? I think I have the right to refuse paying them since they are illegal, and yes i may have \"participated in a illegal action\" according to one of the callers but they should have never given me the money in the first place. Am I wrong in thinking that way? I have offered to pay via money order but they refuse. Then my thinking was, why should I pay for something that\'s illegal in the first place?

51 Answers

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Do you have bad credit ?
You need money to pay bills ?
You need to start a new business ?
Do you have unfinished projects for funding in the hands of the poor ?
You need money to invest in several areas of specialization that will benefit you ? and you do not know what to do .

I am Mr Alex Moore, a private money lender . I give you a loan at an interest rate of 2% per year in the amount of $ 500.00 to $ 20,000,000.00 as a loan offer . 100 % financing projects with secured and unsecured loans available . We guaranteed to provide financial services to our many customers around the world . With flexible loan package , a loan can be processed and funds transferred to the borrower as soon as possible . We operate under the terms of a clear and easy to understand and we offer loans of all kinds to interested clients , firms , companies , and all types of business organizations , private individuals and real estate investors . Simply contact us on our email address : am.credito@blumail.org , we look forward to your quick response and immediate .

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Hello, my name is Mrs Luella Bandstra i live in USA i applied for a loan of 100000usd some weeks ago from a scam pretend to be a loan lender,they rip me off the sum of 2000usd and they ran away from me and i was totally confuse in life luckily a good friend of my from Chicago Mrs Lucy Parker testify how she was rescued from a God sent loan lender who rescue her and gave her the loan amount of 20000usd so she gave the email scott01@blumail.org i also contact him he did a nice thing for me and my family and loaned me the loan amount of 10,000usd he is real and God will bless him so good should contact him on scott01@blumail.org
 


Hello, my name is Mrs Luella Bandstra i live in USA i applied for a loan of 100000usd some weeks ago from a scam pretend to be a loan lender,they rip me off the sum of 2000usd and they ran away from me and i was totally confuse in life luckily a good friend of my from Chicago Mrs Lucy Parker testify how she was rescued from a God sent loan lender who rescue her and gave her the loan amount of 20000usd so she gave the email scott01@blumail.org i also contact him he did a nice thing for me and my family and loaned me the loan amount of 10,000usd he is real and God will bless him so good should contact him on scott01@blumail.org
 


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