Is there any difference between mortgage renewal and refinance?

Is there any difference between mortgage renewal and refinance? I live in Canada.

2 Answers

You should probably be asking this on a canadian mortgage board.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

You can refinance at any point. However, mortgage renewals happen at the time of loan maturity date.


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