Can you pay original creditor after an account has
Can you pay original creditor after an account has been charged-off?
I'm finally in a better financial place in my life. I'm only in my mid-20s and want to fix my credit score before getting any more serious with my girlfriend. I have 3 charged off accounts from Citi, Chase, and Wells Fargo. Question is: I want to have positive reports on my credit report and wonder if it's possible to negotiate with my original creditors now?
Thank you all for the advice that I've gotten over the past 2-3 years.